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Raddr's Early Retirement and Financial Strategy Board
THE place for discussion of issues pertaining to early retirement and financial independence.
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raddr
Site Admin
Joined: 22 Jun 2004
Posts: 4735
Location: Texas
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 Posted: Sat Aug 13, 2005 2:36 pm Post subject: |
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| Author wrote: | Hi Raddr.
Perhaps in your location you are able to get those physicals. We tried just a couple of months ago here in our area, and could not. We had to have a referral by a doctor. Without the prescription of a physical, we could not obtain one. We checked perhaps 5 or 6 places. |
I don't follow you here. Are you talking about getting a physical exam from a physician? If so, then I don't see why a doctor would need to refer you to another doctor. I would just go straight to a family doc or internist and aske them for one.
| Quote: | | Each place asked us who was the referral doctor, and what was it that he recommended to be done? We could not simply order that stress test or a couple of other simple blood tests, or a few xrays. |
Self-referred blood testing should not be a problem with HealthcheckUSA or similar lab. I don't know about stress tests but I will tell you that most simple x-rays are problematic. For example, if a radiologist reads your chest x-ray and you don't have a referring doctor then he is obligated to interpret the x-ray with no knowledge of you as a patient. Information from histories, lab, physical findings all have to be correlated with the x-ray for a meaningful interpretation. You can't just read them in a vacuum. Then a recommendation has to be made to you personally, possibly involving referal to another specialist for positive findings. Clearly, the radiologist doesn't have this information and will not perform the exam in this circumstance - in fact it would in most cases be tantamount to malpractice. As a radiologist, I wouldn't have any problem with my lab taking the x-ray and giving it to you without my involvement (i.e. no interpretation) but I doubt that would do you much good unless you are competent to read the film yourself. 
_________________
"I brew therefore I am." 
-raddr
Last edited by raddr on Sat Aug 13, 2005 7:59 pm; edited 1 time in total |
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Mike
Joined: 23 Jun 2004
Posts: 3445
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| Posted: Sat Aug 13, 2005 7:49 pm Post subject: |
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| Quote: | | We could not simply order that stress test or a couple of other simple blood tests, or a few xrays. |
This varies by state. Some states allow people to order simple blood tests (such as cholesterol) themselves. Other states only allow physicians to order tests. Some testing agencies have a physician on site (such as the mobile ultrasound people) who officially "order" the test, thus complying with state laws. |
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tjscott0
Joined: 17 Nov 2004
Posts: 413
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| Posted: Sat Aug 13, 2005 11:00 pm Post subject: |
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I use
www.directlabs.com
to obtain my lipid test<$39>(Cholesterol
HDL (good) Cholesterol
LDL (bad) Cholesterol
VLDL
Risk Ratio (good to total)
Triglycerides)
Glucose test<$15>
PSA test<$44>
The following URL is list of tests & prices.
http://www.directlabs.com/TestPrices.php |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Sun Aug 14, 2005 12:00 pm Post subject: |
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Hey tjscott0! Thanks for those links. I believe my husband checked them out yesterday... that type of info is very useful. 
raddr said: | Quote: | | I don't follow you here. Are you talking about getting a physical exam from a physician? If so, then I don't see why a doctor would need to refer you to another doctor. I would just go straight to a family doc or internist and aske them for one. |
I was talking about getting a full physical, with a chest x-ray, a stress test and those types of things. What happened, was we were questioned about why we wanted such a thing, and what was it that our doctor ordered, as they could only do what the doctor ordered. We could not request these types of things on our own.
Also, even upon pressing the issue, we were told we could go to this place one day, that place 4 months later, and another place another time. Of course that didn't include any readings or interpretations of the xrays or blood work, that was extra, and we had to go to another location at another time and for another fee, to have those read by a qualified person.
Now, just for kicks, check out this website http://www.bumrungrad.com/htm/eng/main2.asp . It is from a world class, world reknowned hospital in Bangkok (which we have personally visited). Now click on the link to Packages and Pricing.
The Executive physical with stress test and chest xrays, etc. costs 8,800 baht (about $220 USD). That includes the doctor's fee to read those tests/xrays. The comprehensive Female physical which includes a chest xray, ultrasound of abdomen, mammogram, EKG, and lots of other "stuff" costs 14,500 baht, or about $363 USD. This includes the readings of those tests. 
You can make an appointment online, print out your verification sheet with hospital ID number, show up, and it's all done in one location, all on one day.
We need something like this in our country. We are seriously missing the boat here. 
Akaisha
Author, THE ADVENTURER'S GUIDE TO EARLY RETIREMENT
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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Oliver
Joined: 30 Jun 2004
Posts: 260
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| Posted: Mon Aug 15, 2005 2:33 am Post subject: |
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Bangkok is the best solution! In the USA, another source for blood testing is http://www.lef.org . Two years ago, I had the Male Life Extension Panel blood test ($300 sometimes on sale for $240).
Oliver
| Quote: | Male Life Extension Panel
This comprehensive panel is used to evaluate male health status. The following tests are included in this panel: Chemistry Panel, CBC, Free Testosterone, Total Testosterone, DHEA-s, PSA, Estradiol, Homocysteine, and Cardiac CRP (edit- C-Reactive Protein) .
Please Note: This panel requires a fasting blood level; therefore, a 12-hour fast is required before the collection of a blood sample
* Chemistry Panel/CBC
This panel is a comprehensive blood evaluation consisting of 35 tests (see description listed under Chemistry Panel/CBC)
* Free Testosterone
This test is used to evaluate function in clinical states where the testosterone binding proteins may be altered (obesity, cirrhosis, thyroid disorders).
* Testosterone, Total
This test is used to evaluate gonadal and adrenal function. It is also helpful in diagnosing hypogonadism, hypopituitarism, Klinefelter's syndro
me and impotence.
* Dehydroepiandrosterone (DHEA) Sulfate
This test is used to identify the source of excessive androgen (hirsutism and/or virilization), and in the identification of adrenocortical disease including congenital adrenal hyperplasia and adrenal tumors.
* Prostate-Specific Antigen (PSA)
PSA is produced by normal, hyperplastic, and cancerous prostatic tissue. Serum PSA has been found to be the most sensitive marker for monitoring individuals with prostate cancer and to enhance efficacy in monitoring progression of disease and response to therapy.
* Estradiol
This test is used to assess hypothalamic and pituitary functions. In males it is helpful in the assessment of gynecomastia or feminization syndromes.
* Homocysteine
Homocysteine has been shown to be an independent risk factor for the premature development of coronary artery disease and thrombosis. This test is intended for use in screening individuals who may be at risk for heart disease and stroke. Studies have shown that even moderate levels of homocysteine pose an increased risk for arteriosclerosis compared with the lowest 20th percentile (<7.2 mcmol/L) of population controls.
* C-reactive protein (Cardiac) (High sensitivity)
This test is used to assess risk of cardiovascular and peripheral vascular disease |
Individual Pricing
Chemistry Panel/CBC $35
PSA $31
Homocysteine $64
C-Reactive Protein $42
DHEA-s $61
Free Testosterone, Total Testosterone $99
Estradiol $33
Links:
Male Panel http://makeashorterlink.com/?I25442D9B
Female Panel http://makeashorterlink.com/?B26422D9B
FYI - The Chemistry Panel/CBC consists of the following:
| Quote: | Chemistry Panel/CBC
This test requires fasting.
This panel is a comprehensive blood evaluation including the following 35 tests:
* Glucose, fasting: This test directly measures glucose levels and is commonly used in the evaluation of diabetes.
* Uric acid: This test is used in the evaluation of gout or recurrent urinary calculi.
* BUN (blood urea nitrogen): This test is used to measure liver function and indirectly to assess renal function and glomerular filtration rate.
* Creatinine: This is a renal function test used to estimate glomerular filtration rate, and follow progression of renal disease.
* BUN/Creatinine ratio: This test is used to diagnose impaired renal function. With creatinine, BUN is used to monitor individuals on dialysis.
* Sodium: This routine test is used to evaluate and monitor fluid and electrolyte balance and therapy.
* Potassium: This routine test is used to evaluate and monitor electrolyte balance and is especially important for cardiac individuals.
* Chloride: This test by itself does not provide adequate information. However, as part of a multiphasic testing for electrolytes it can give an indication of acid-base balance and hydrational status.
* Calcium: This test is used to evaluate parathyroid function and calcium metabolism.
* Phosphorus: This test is used to measure serum phosphorus. An imbalance could indicate the possibility of any number of conditions.
* Protein/Albumin/Globulin: This test is used to assist in the detection of many diseases that affect blood proteins as a whole or one single fraction of protein.
* Albumin/Globulin Ratio: This test is used to evaluate renal disease and other chronic disease.
* Bilirubin: This test is used to evaluate liver function
* Alkaline Phosphatase: This test is used to detect and monitor liver and/or bone disease.
* LDH (Lactic dehydrogenase): This test measures the intracellular enzyme LDH which, when present in the blood, can support the detection of injury or disease.
* AST (SGOT): This test is used to evaluate the possibility of coronary occlusive heart disease or liver disease.
* ALT (SGPT): This test is used to identify liver disease and to distinguish between the liver and red blood cell hemolysis as the source of jaundice.
* Iron: This test is used to evaluate many disease including iron deficiency anemia and hemochromatosis.
* Cholesterol: This test is used to determine the risk of coronary heart disease (CHD) and hyperlipidemias.
* Triglycerides: This test is used to identify the risk of developing coronary heart disease or if fat metabolism disorders are suspected.
* HDL Cholesterol: This test measures alpha lipoprotein and is used to predict heart disease.
* LDL Cholesterol: This test measures beta lipoproteins and is used to predict heart disease.
* Total Cholesterol/HDL Ratio: This test is used to determine the risk for coronary heart disease.
* CBC (complete blood count) with platelets and differential: This is a series of tests of the peripheral blood which provides a variety of information about the blood components. This series includes the following tests:
o Red blood cell count
o Hemoglobin
o Hematocrit
o Red blood cell indices
o Mean corpuscular hemoglobin
o Mean corpuscular hemoglobin concentration
o Red blood cell distribution
o White blood cell count
o Differential count
o Platelet count |
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peteyperson
Joined: 23 Jun 2004
Posts: 2073
Location: SE Asia
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| Posted: Mon Aug 15, 2005 10:22 am Post subject: |
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Hi Akaisha,
How often do you think someone should have one of these kinds of tests?
I had looked at the same hospital pricing before. Complex group of packages including one that seems to cover even more for B12,000.
Petey
| Author wrote: | Hey tjscott0! Thanks for those links. I believe my husband checked them out yesterday... that type of info is very useful.
raddr said: | Quote: | | I don't follow you here. Are you talking about getting a physical exam from a physician? If so, then I don't see why a doctor would need to refer you to another doctor. I would just go straight to a family doc or internist and aske them for one. |
I was talking about getting a full physical, with a chest x-ray, a stress test and those types of things. What happened, was we were questioned about why we wanted such a thing, and what was it that our doctor ordered, as they could only do what the doctor ordered. We could not request these types of things on our own.
Also, even upon pressing the issue, we were told we could go to this place one day, that place 4 months later, and another place another time. Of course that didn't include any readings or interpretations of the xrays or blood work, that was extra, and we had to go to another location at another time and for another fee, to have those read by a qualified person.
Now, just for kicks, check out this website http://www.bumrungrad.com/htm/eng/main2.asp . It is from a world class, world reknowned hospital in Bangkok (which we have personally visited). Now click on the link to Packages and Pricing.
The Executive physical with stress test and chest xrays, etc. costs 8,800 baht (about $220 USD). That includes the doctor's fee to read those tests/xrays. The comprehensive Female physical which includes a chest xray, ultrasound of abdomen, mammogram, EKG, and lots of other "stuff" costs 14,500 baht, or about $363 USD. This includes the readings of those tests.
You can make an appointment online, print out your verification sheet with hospital ID number, show up, and it's all done in one location, all on one day.
We need something like this in our country. We are seriously missing the boat here.
Akaisha
Author, THE ADVENTURER'S GUIDE TO EARLY RETIREMENT |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Tue Aug 16, 2005 5:12 pm Post subject: |
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Peteyperson said: | Quote: | | How often do you think someone should have one of these kinds of tests? |
Gosh, Petey.. I'm not sure as I am not a doctor -- my position is that these types of tests and all that info should be readily available to us as consumers. We should be able to keep that info, and bring it to our doctors at will.
In BKK, all these tests include the doctor's fee for reading the tests, so we are not out in the dark somewhere. There is not the prejudice of whether one has insurance or not, and there are no fear tactics that if you have a "condition" you will be refused reasonably priced services. That only makes sense, and seems more compassionate than the system we have in my own - favorite and well loved - nation.
My husband and I keep all of our xrays, and medical info ourselves. Sometimes, if able, we photograph it, keep it encrypted somewhere out in cyberspace, and access whenever necessary. The hard copies, say, of xrays, we bring with us on the road if we feel we may need them.
Hope this helps. Thanks for your other info...
Akaisha
Author of THE ADVENTURER'S GUIDE TO EARLY RETIREMENT
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Tue Aug 16, 2005 5:15 pm Post subject: |
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Oliver said: | Quote: | | Bangkok is the best solution! In the USA, another source for blood testing is http://www.lef.org . Two years ago, I had the Male Life Extension Panel blood test ($300 sometimes on sale for $240). |
Those are great prices, Oliver! and I appreciate those other links. I am starting to keep a page with all this medical info. Consumers need to know. I appreciate your sharing. Thanks so much! 
The best to you.
Akaisha
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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raddr
Site Admin
Joined: 22 Jun 2004
Posts: 4735
Location: Texas
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| Posted: Tue Aug 16, 2005 5:41 pm Post subject: |
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| Quote: | | The hard copies, say, of xrays, we bring with us on the road if we feel we may need them. |
This is very smart IMO. There is a wide variation from person to person in what is "normal". Having an old x-ray for comparison makes it much easier for the radiologist to know if something on the new exam is an important finding or not.
_________________
"I brew therefore I am."
-raddr |
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peteyperson
Joined: 23 Jun 2004
Posts: 2073
Location: SE Asia
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| Posted: Wed Aug 17, 2005 9:34 am Post subject: |
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Hi there,
Where in cyberspace do you consider safe to store such info/scans?
Petey
| Author wrote: | Peteyperson said: | Quote: | | How often do you think someone should have one of these kinds of tests? |
Gosh, Petey.. I'm not sure as I am not a doctor -- my position is that these types of tests and all that info should be readily available to us as consumers. We should be able to keep that info, and bring it to our doctors at will.
In BKK, all these tests include the doctor's fee for reading the tests, so we are not out in the dark somewhere. There is not the prejudice of whether one has insurance or not, and there are no fear tactics that if you have a "condition" you will be refused reasonably priced services. That only makes sense, and seems more compassionate than the system we have in my own - favorite and well loved - nation.
My husband and I keep all of our xrays, and medical info ourselves. Sometimes, if able, we photograph it, keep it encrypted somewhere out in cyberspace, and access whenever necessary. The hard copies, say, of xrays, we bring with us on the road if we feel we may need them.
Hope this helps. Thanks for your other info...
Akaisha
Author of THE ADVENTURER'S GUIDE TO EARLY RETIREMENT |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Wed Aug 17, 2005 2:20 pm Post subject: |
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raddr said: | Quote: | | This is very smart IMO. There is a wide variation from person to person in what is "normal". Having an old x-ray for comparison makes it much easier for the radiologist to know if something on the new exam is an important finding or not. |
Thanks, Raddr. We have been PT's for so long now, that we request all such information from the docs, and carry the appropriate "stuff" with us when we are on the road. Having the background, having the dates of this test, or that shot is very useful to any doctor. They get "instant" history. Most are quite surprised we have this info with us, and are impressed and grateful. Saves time on both ends. We are active in our care, and discuss matters with the docs.
Petey said: | Quote: | | Where in cyberspace do you consider safe to store such info/scans? |
Petey, we use Yahoo, but there are lots of other choices... In our book we talk about how we are very "cyber" in our lifestyle. It is quick, effective, and doesn't weigh much!
We have very little, if any snail mail anymore, most of our bills we pay online or automatically, and our communications with family and friends are primarily via the internet, email, chat rooms, phones via the email, etc. Yes, we do the the "regular" phone as well on occasion!
Check us out.
Akaisha
Author, THE ADVENTURER'S GUIDE TO EARLY RETIREMENT
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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peteyperson
Joined: 23 Jun 2004
Posts: 2073
Location: SE Asia
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| Posted: Thu Aug 18, 2005 12:48 pm Post subject: |
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Hi there,
I assume you mean Yahoo Briefcase in a private folder?
I've often wondered about what I think is your use of cybercafes to login into financial stuff. Spyware, and other monitoring devices. Not sure notebook pc login in various countries is easy either as many low cost accommodation do not have direct phone lines etc.
How do you feel about the security angle, and please correct me if I've pieced limited information together wrongly! 
Petey
| Author wrote: |
Petey, we use Yahoo, but there are lots of other choices... In our book we talk about how we are very "cyber" in our lifestyle. It is quick, effective, and doesn't weigh much!
We have very little, if any snail mail anymore, most of our bills we pay online or automatically, and our communications with family and friends are primarily via the internet, email, chat rooms, phones via the email, etc. Yes, we do the the "regular" phone as well on occasion!
Check us out.
Akaisha
Author, THE ADVENTURER'S GUIDE TO EARLY RETIREMENT |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Thu Aug 18, 2005 2:44 pm Post subject: |
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Petey,
No worries. Yes, we use briefcase. Since we do not keep nuclear secrets up in CyberSpace we do not worry about someone following us around the world trying to get our personal information. We do use Common Sense while using CyberCafes.
Billy
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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snowback96
Joined: 21 Aug 2005
Posts: 691
Location: Cube 1495A
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| Posted: Sun Aug 21, 2005 3:27 am Post subject: |
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Two weeks ago, I purchased and read the Kaderli book ("The Adventurer's Guide to Early Retirement"). It was very inspirational and really helped fill in some of the gaps from the Terhorst book (especially re: travel adventure). It has nudged me even closer to pulling the trigger on FIRE.
Since I have noticed that the authors are posting on this site, I was wondering if I could ask a few questions?
1) I am trying to decide whether I should become a perpetual traveler or keep a frugal "home base". You mention that you keep a place in the States for only a few dollars a day. I was wondering how you do this? Is it a trailer or a condo? Can I assume you own the place outright? I would think that you would need to also count the lost investment returns as a "cost" of keeping the place. Even a $50k mobile home costs at least $2k when you figure you've lost the 4% SWR on the principal. Do you include this "cost" in your daily spending figure?
2) When you calculate $56.77/day, do you include everything including all your "home base" expenses plus travel expenses? Honestly, the thought of paying for a place that I rarely use bothers me a bit; hence my consideration of the PT lifestyle.
3) I am currently single and trying to price how much $$$ I should budget per day. I also wonder what happens if I later get married and need my nest egg to support 2 of us. Obviously your budget was for 2 people. Some of your expenses would be nearly double that of a singleton (e.g. food, health, flights), while others would be almost identical (e.g. hotels/housing). I am guessing that including a spouse in the budget probably increases the overall budget by about 25% vs. a single person. Does that sound reasonable?
4) I'm curious about the security issue in cybercafe's. Obviously, you must log into bank accounts and brokerage accounts from public cafe's. Is that prudent? Does it make a big difference using your own PC or using the public terminals? We may not be talking about nuclear secrets, but it would be devastating to have your financial accounts looted because of some unscrupulous cafe owner.
I know these are lots of questions and I really appreicate your insight. Again, thanks for the book!
--snowback96
_________________
Bob Porter: Looks like you've been missing a lot of work lately.
Peter Gibbons: I wouldn't say I've been missing it, Bob! |
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Author
Joined: 09 Aug 2005
Posts: 227
Location: World wide
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| Posted: Sun Aug 21, 2005 9:37 pm Post subject: |
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Hi snowback! Thanks for joining in on this discussion.
snowback96 said: | Quote: | | Two weeks ago, I purchased and read the Kaderli book ("The Adventurer's Guide to Early Retirement"). It was very inspirational and really helped fill in some of the gaps from the Terhorst book (especially re: travel adventure). It has nudged me even closer to pulling the trigger on FIRE. |
Snowback, we are thrilled that you found the book both inspirational and useful. Thank you for those kind words. ER is a personal decision, and like most decisions in life, there are no guarantees.. However, like we have said in our book, do not underestimate the value of your input, creativity, and perseverance in the equation. Place your faith in yourself, and keep your eyes open. The best of everything and in all ways, to you!
| Quote: | | 1) I am trying to decide whether I should become a perpetual traveler or keep a frugal "home base". |
Well, just because you decide to become a PT, doesn't mean that you can't or won't become a frugal home base person at some point in life. One decision at one time will not necessarily exclude the other. One thing about being a PT that being a frugal home base-er does not offer is the wide open vistas of people, places, learning, experiences, and so on. That's not to say you can't meet someone exciting at the local grocery store or when you walk your dog. It just means, inherently, there are landscapes, native peoples, historical perspectives, and the freedom of travel, etc. that isn't offered when one stays in one location.
However, on the other hand, one's life can become very fulfilling, integrated to the community, stable, satisfying and influential when one stays in one location for a while. Every decision has trade offs. Don't be stuck only in one option. Allow yourself the possibility of change. Take advantage of allowing yourself to do both, at different times.
| Quote: | | You mention that you keep a place in the States for only a few dollars a day. I was wondering how you do this? Is it a trailer or a condo? Can I assume you own the place outright? I would think that you would need to also count the lost investment returns as a "cost" of keeping the place. Even a $50k mobile home costs at least $2k when you figure you've lost the 4% SWR on the principal. Do you include this "cost" in your daily spending figure? |
We do own a place outright. I'm sure you can respect our privacy here, Snowback, in letting me not disclose too much about where we live or what we own, but in all honesty the principle is the same. We own outright. That initial expense was merely a "start up cost," and we don't utilize that in any of our amortization figures, nor do we use any tax credits against our daily figure. How you choose to calculate your daily figure is up to you.. We offered the explanation of what we do.
| Quote: | | 2) When you calculate $56.77/day, do you include everything including all your "home base" expenses plus travel expenses? Honestly, the thought of paying for a place that I rarely use bothers me a bit; hence my consideration of the PT lifestyle. |
We live a simple life, Snowback. Our daily average figure includes all expenses for maintenance of home and vehicle, travel, health care, the unexpected etc. Before we owned a place outright, we paid for a small storage area. That amount was included in our daily figure. As it worked out, we could have probably re-bought all our items again and again, for the amount of $$ we paid for storage, and now, we have a place to live, and it is about the same as the darn storage area...
| Quote: | | 3) I am currently single and trying to price how much $$$ I should budget per day. I also wonder what happens if I later get married and need my nest egg to support 2 of us. ...I am guessing that including a spouse in the budget probably increases the overall budget by about 25% vs. a single person. Does that sound reasonable? |
We agree that the 25% increase does sound reasonable, however, there are a couple of comments I would like to make. If you were to have a spouse, that spouse would be a contributing factor. S/he would not come either penniless or without ideas and energy. If you choose a "taker," or someone whose "need requirement level" is high, it's possible that no amount of money would be enough. I know "love is blind," but try and keep your eyes open just a little bit and find someone on a similar track as you!
| Quote: | | 4) I'm curious about the security issue in cybercafe's. Obviously, you must log into bank accounts and brokerage accounts from public cafe's. Is that prudent? Does it make a big difference using your own PC or using the public terminals? We may not be talking about nuclear secrets, but it would be devastating to have your financial accounts looted because of some unscrupulous cafe owner. |
We agree that it would be devastating if someone were to loot our financial accounts, or yours, for that matter! No one wants this to happen. We always log out, clear out all offline content and so on.. however if you are very worried, you could simply shut the computer down.
I want to mention, that in the computer cafes that we use, there are many people that use them. Sure, there might be someone who has special key stroke software that can know every key we hit. That is a possibility. I mean in traveling we can check out the weather, make sure our visas are viable, pack all the right clothes, and then get hit by a bus, or a tsunami.. My point to you, in all due respect, is that we don't have all the control in life that we would like. That being said, our eyes are open.
When we travel we try and stay "under the radar" meaning that we rarely, if ever bring attention to ourselves for any reason. We don't dress fancy, don't wear much jewelry or watches, etc, and we don't flash cash. We treat everyone respectfully, and try to integrate into the communities. If we happen to bring our computer around with us, we "hide" it, so that "everyone and their brother, all the shop owners and every passer by" doesn't see it.
It only makes common sense.
| Quote: | | I know these are lots of questions and I really appreicate your insight. Again, thanks for the book! |
You are most welcome. Snowback, if you could please check your personal messages on this forum, we would appreciate it very much. Thank you again for the purchase of our book, and for your kind words.
Good luck to you in all ways!
Akailsha
Author, THE ADVENTURER'S GUIDE TO EARLY RETIREMENT
_________________
Self-sufficiency builds confidence.
www.RetireEarlyLifestyle.com |
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